Home Affordable Refinance Program

The Home Affordability Refinance Program (HARP) is the biggest opportunity for Homeowners in this DECADE.

Look at real customers that are able to save their homes because of new programs that we at HP Investments, Inc., can help you get involved in. If you have any questions, let us know! We are here to help you!

Real customer number #1 – Property in Riverside Ca.  One of the hardest hit areas in the STATE of California.  152.05% LTV.  $292,000.00 loan amount.  Payment dropping by $392.22 bucks a MONTH.  NO appraisal required.  Customer told Loan Officer that without this opportunity, they would have lost their home and destroyed their credit. 

Real customer number #2 – Property located in Hanford Ca.  Perhaps TIED with Riverside, Ca. as one of the hardest hit areas in the State of California.  164.39% LTV.  $345,000.00 loan amount.  Payment dropping by $386.70 per month.  NO appraisal required.  From start to finish we will close the transaction in 24 days from the APPLICATION date.  24 Days!

Real customer number #3 – Property located in West Palm Beach Fl.  (CMG Financial does loans in 42 states currently)  351.02 LTV.  $140,000.00 loan amount.  Payment dropping $189.00 per month.  This is a CONDO in Florida.  Can you come up with a more difficult loan to place than that?

The average FICO score on these loans is 750.  These are the folks that ARE paying their mortgage despite beingSUBSTANTIALLY under water.  THESE are the folks the program is SPECIFICALLY aimed at. Property types include, second homes AND Non-Owner.     

North Bay Realty & Loan  

Spencer Hjort  415-690-0194